Why More Money Won’t Fix Your Money Problems with Denise McGarry
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Think making more money will fix everything? You’re wrong. Many entrepreneurs believe if they just earn more, their financial struggles will disappear. But money isn’t the issue—your mindset is.
More Money Won’t Solve Your Money Blocks
In this episode of the Master Your Business Podcast, I sit down with Denise McGarry, a Money Mindset Coach who helps entrepreneurs break past income ceilings, charge what they’re worth, and finally take control of their finances. We dive into the hidden money stories that keep business owners stuck and why more income won’t fix your money blocks.
If you’ve ever felt guilty about raising your prices, struggled to hold onto money, or hit the same income level year after year—this is for you.
How Your Money Mindset Shapes Your Income
What you believe about money directly affects how much you earn and keep. Denise shares a story about a client who ran multiple businesses but couldn’t break past a certain income level. After some deep work, they discovered a belief from childhood—women don’t make good money. That single thought had held her back for decades.
“Your money story is programmed before you’re seven years old. If you don’t address it, you’ll keep repeating the same financial patterns—no matter how much money you make.” – Denise McGarry
Are You Undercharging Without Realising It?
So many coaches and consultants price their services based on what feels fair rather than what they’re worth. But pricing isn’t about fairness—it’s about value. If you’re constantly overdelivering and feeling drained, you’re probably undercharging.
Signs You Might Be Undercharging:
- You feel resentful towards clients
- You discount your prices without being asked
- You struggle to pay yourself a fair salary
- You attract clients who don’t value your work
Solution: Start by listing all your skills, certifications, and years of experience. Then ask yourself—does your pricing reflect that? If not, it’s time for an increase.
The Big Pricing Mistake That’s Costing You Thousands
One of the most common pricing mistakes? Thinking that raising prices makes it harder to sell. In reality, people associate higher prices with higher value. If your offer is too cheap, potential clients might assume it’s low quality.
“People don’t value cheap. And they definitely don’t value free.” – Denise McGarry
The trick is to confidently own your pricing. If you’re hesitant when stating your price, clients will feel that. Practice saying it out loud until it feels natural.
Why More Income Won’t Fix Your Money Problems
Many entrepreneurs assume their financial struggles will disappear once they hit six or seven figures. But Denise breaks down why making more money only amplifies your existing habits.
If you:
✅ Struggle to save money → More income won’t change that
✅ Avoid checking your accounts → More money won’t make you feel safer
✅ Spend impulsively → More money just means bigger spending sprees
Money doesn’t fix money problems. Behavior does.
The #1 Habit That Helps You Keep More Money
Want to stop feeling like money is slipping through your fingers? Track it.
Denise recommends setting up a simple system to monitor where your money is going. This isn’t about restrictive budgeting—it’s about awareness.
Money Tracking Tips:
- Check your bank balance daily
- Set aside tax money before you need it
- Separate business and personal finances
- Automate savings into different accounts
When you track your money, you take control of it.
Final Thoughts: Break Free From Money Blocks
If you’re struggling to reach the next level in your business, it’s not about how much you make—it’s about how you think.
Start today by:
✔ Identifying your hidden money beliefs
✔ Raising your prices to reflect your value
✔ Tracking your money so you can manage it with confidence
Click here to listen 👉 Listen on Spotify | Listen on Apple Podcasts
Keep mastering your business.
THANK YOU FOR BEING HERE
About Denise McGarry
As a mindset coach, Denise helps individuals transform self-limiting beliefs that are hindering their progress towards their goals. She guides clients to uncover negative thought patterns and core beliefs that are holding them back and to develop more positive and supportive beliefs.
She focuses on building self-awareness by helping clients understand how their thoughts, feelings, and behaviors impact their actions and results. She also assists clients in setting and achieving clear, achievable, and meaningful goals, while providing ongoing support and accountability.
Denise’s ultimate goal is to empower clients to develop greater self-confidence and resilience, equipping them with the tools and strategies to independently manage their mindset and achieve lasting personal and professional growth.
🔗 Connect with Denise McGarry:
💻 Find her on LinkedIn - https://www.linkedin.com/in/denise-mcgarry/
📸 Follow her on Instagram - https://www.instagram.com/denisemcgarrymindset/
📅 Check out her Financial Coaching Program launching in May 2025!
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